Saturday, January 29, 2011

My First Car Accident

While taking Ashley to the airport last December, I got in my first car accident. I was in the center lane about to go through an intersection and apparently a girl in the left turning lane decided to change lanes to go straight right when I was passing her. She hit the rear driver's side of my car.

I was so annoyed. I kept thinking I should have seen it coming and been able to avoid it but what can you do, woman drivers. :P A police report was made and all that good stuff. At the time I didn't see any damage on my car because there was so much salt caked to it. But the next day when I washed the are that was hit, I could see scratches from the impact. As far as I could tell, my car drove fine but because of my OCD, I wanted to get those scratches fixed.

I called up State Farm and they contacted the other insurance company for me. I took my car to the nearest auto repair shop to get an estimate. I was thinking the work would only be a couple hundred bones, the estimate came out to $2180.16!
Just for a few scratches? No wonder insurance bills are so much. Once I told the claim agent the estimate she said she would have to send an appraiser to get a second quote. A day later I got a call from the appraiser saying he was too busy to come by to look at my car and he said that the estimate seemed fair and I should be able to get the check no sweat. I later called the claim agent and it turned out she called their third party appraisers that would talk down the estimate with the repair shop.
I ended up getting a check for $1,968.16. I quickly deposited that in my savings so I could make some pennies from interest over the next two weeks. After looking at the estimate, most of the cost is from labor. $700 for parts and another $500 paint labor which is insane. I should get my car back in a week. I dropped off my car today and also got a rental car payed by the insurance company through Hertz.
The car they gave me is a 2010 Toyota Hybrid Camry! Pretty snazzy if you ask me. I'll post some pictures of it. Now if I only had somewhere to drive it.

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